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Commercial Latent Defects Insurance

We work with a host of providers who are able to offer structural warranties on new build or newly converted commercial properties, for up to 12 years, providing protection in the event of structural damage through workmanship or failure in construction materials.

A defect in a property that is due to a defect in design, materials, workmanship, or supervision of contractors or site preparation works which existed but was not apparent on completion of the building works.

Specialist insurance is also available with commercial warranties, such as Developer Insolvency Cover, Contractor All-Risks Insurance, Loss of Rent, Alternative Accommodation Costs and Mechanical and Electrical Damage cover.

Mark Cook, our Head of Technical Services, specialises in commercial properties, providing you with the confidence that the correct quote to suit your needs will be sourced, as well as being on hand to provide any technical advice.

All policies we organise are underwritten by an A-rated insurer, providing strong protection for up to either 10 or 12 years, depending on the policy.

Developers Services

We can source various forms of structural warranties available for residential properties, including new build and newly converted housing warranties, retrospective warranties for completed projects, policies for social housing, as well as bespoke policies designed to cover high-value projects.

Specialist insurance is also available with structural warranties, such as Developer Insolvency Cover, Contractor All-Risks Insurance, Road and Sewerage Bonds, and many more. If there is specific bespoke cover you need, our experienced team will look to help.

The provision of a structural warranty on new build housing recognised by the Council of Mortgage Lenders is now a requirement. In addition, most lenders will now request a warranty on a newly converted property or to a refurbishment where major structural warranty works have been carried out.

As a result, we ensure all policies we organise are recognised by the Council of Mortgage Lenders and are underwritten by an A-rated insurer, providing strong protection for the full 10 years.

With more than 25 years’ experience in the UK construction industry, including building control and structural warranty auditing, you can be sure we will source a policy that best suits your needs.

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